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Blumont Annuity Company Website Terms of Use

Please read the blumontannuity.ca Terms of Use and Privacy Policy before using the blumontannuity.ca website.

The following terms of use (the “Terms of Use”) govern your use of the website located at www. blumontannuity.ca (the “Website”). These Terms of Use form an agreement between Blumont Annuity Company (“Blumont Annuity”, “us”, “we”, “our”) and you. The term “you” refers to the person or entity accessing, visiting, browsing or otherwise using (“use” or “using” in these Terms of Use will mean any of the foregoing) the Website.

BY USING THE WEBSITE, YOU AGREE TO BE BOUND BY AND COMPLY WITH THESE TERMS OF USE, AS UPDATED FROM TIME TO TIME. IF YOU DO NOT AGREE TO BE BOUND BY AND COMPLY WITH THESE TERMS OF USE, YOUR SOLE RECOURSE IS TO LEAVE THE WEBSITE IMMEDIATELY. IF YOU ARE USING THE WEBSITE ON BEHALF OF ANOTHER PERSON OR A CORPORATE ENTITY, YOU REPRESENT AND WARRANT THAT YOU HAVE THE AUTHORITY TO BIND SUCH PERSON OR ENTITY TO THESE TERMS OF USE.

Permitted Use

The Website is provided solely to make available to you information on Blumont Annuity and the services provided by us, as well as general educational aid information (the “Permitted Use”). You may use the Website subject to and in accordance with these Terms of Use. You may download, print and reproduce the content on the Website (the “Content”) for your informational purposes provided you agree to maintain any and all copyright or other proprietary notices contained in such Content, and to cite the URL source of such Content. Reproduction of multiple copies of the Content, in whole or in part, for resale or distribution is strictly prohibited except with the prior written permission of Blumont Annuity.

Changes to these Terms of Use and Website

Except where prohibited by applicable law, we reserve the right to change these Terms of Use at any time without notice. Your continued access to or use of the Website after any changes to these Terms of Use indicates your acceptance of such changes. It is your responsibility to review these Terms of Use regularly. Blumont Annuity reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. We reserve the right to change any information, material, image, text, data, media or other content contained on or provided through the Website including, without limitation, the “look and feel” of the Website at any time, and from time to time, with or without notice. Your only right with respect to any dissatisfaction with (1) these Terms of Use (2) any policy or practice of ours in operating the Website, or (3) any Content, is to stop visiting and using the Website.

Ownership

As between you and Blumont Annuity, the Website and the Content, including (without limitation) all designs, graphics, pictures, illustrations, software, systems, processes, artwork, videos, music, sounds, names, words, titles, phrases, logos, trademarks, service marks and trade names displayed on the Website, are owned or licensed by Blumont Annuity and are protected by copyright, trade-mark and other intellectual property laws.

We expressly reserve all rights in the Website, including (without limitation) the Content, that are not specifically granted to you. You acknowledge that all right, title and interest in the Website, including (without limitation) the Content, all other derivative work thereof, and all intellectual property rights therein will remain with us (or our third party suppliers, if applicable).

All contents of the Website are: © 2025 Blumont Annuity Company

Privacy Policy

Please click here to review our current Privacy Policy, which contains important information about our practices in collecting, storing, using and disclosing your personal information, and which is hereby incorporated into and forms a part of these Terms of Use.

Complaints Policy

Please click here to review our current Complaints Policy, which contains important information about our practices in handling complaints related to our products and services, and which is hereby incorporated into and forms a part of these Terms of Use.

Third Party Websites

The Website may provide links to third party websites. These links are provided solely for your convenience and for the convenience of other users of the Website. We do not endorse the information, products or services described on those websites or guarantee their quality, accuracy, reliability, completeness, currency, timeliness, non-infringement, merchantability or fitness for any purpose. The links that we might place on the Website do not imply that we sponsor or are affiliated or associated with, or have been legally authorized to use any trade-mark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such sites. The content in any linked website is not under our control and does not form part of the Website, and if you choose to access any such website, you do so entirely at your own risk.

Viruses

The downloading and viewing of Content is done at your own risk. We cannot and do not guarantee or warrant that the Website or the Content are compatible with your computer system or that the Website or the Content, or any links from the Website or the Content, will be free of viruses, worms, trojan horses or disabling devices or other code that manifests contaminating or destructive properties. You are responsible for implementing safeguards to protect the security and integrity of your computer system, and you are responsible for the entire cost of any service, repairs or connections of and to your computer system that may be necessary as a result of your use of the Website.

Financial and Legal Advice Disclaimer

YOU ACKNOWLEDGE AND AGREE THAT ALL CONTENT AVAILABLE ON THE WEBSITE IS PROVIDED FOR INFORMATION PURPOSES AND AS A GENERAL EDUCATIONAL AID ONLY AND THAT:

(a) NO LEGAL ADVICE IS PROVIDED BY US AND THE INFORMATION AVAILABLE ON THE WEBSITE SHOULD NOT BE A REPLACEMENT FOR PROFESSIONAL LEGAL ADVICE. FURTHERMORE, NO SOLICITOR-CLIENT RELATIONSHIP IS FORMED BETWEEN YOU AND US; AND

(b) NO FINANCIAL ADVICE IS PROVIDED BY US AND THE CONTENT AVAILABLE ON THE WEBSITE SHOULD NOT BE A REPLACEMENT OR SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE. FURTHERMORE, WE ARE NOT A REGISTERED OR CERTIFIED FINANCIAL ADVISOR.

Disclaimer and Limitation of Liability

CERTAIN LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LEGAL WARRANTIES, LIABILITY OR CERTAIN DAMAGES OR LIMITATIONS OF REPRESENTATIONS MADE CONCERNING GOODS OR SERVICES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE BELOW EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU.

THE WEBSITE AND THE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND WITH RESPECT TO THE WEBSITE AND THE CONTENT WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, BLUMONT ANNUITY DOES NOT WARRANT THAT THE WEBSITE OR CONTENT WILL BE ACCURATE, COMPLETE OR UP-TO-DATE, OR THAT DEFECTS, INACCURACIES OR ERRORS ON THE WEBSITE WILL BE IDENTIFIED OR REMEDIED.

YOU AGREE THAT IN NO EVENT WILL YOU SEEK TO HOLD BLUMONT ANNUITY LIABLE, WHETHER IN CONTRACT, TORT OR OTHERWISE, FOR DAMAGES (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY AND AGGRAVATED DAMAGES AND DAMAGES FOR LOSS OF USE, PROFITS OR REVENUE) OR ANY OTHER REMEDY RELATING TO THE USE, AVAILABILITY OR CONTENT OF THE WEBSITE.

Indemnification

You will defend, indemnify and hold harmless us and all of our officers, directors, employees and agents from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature including, but not limited to, reasonable legal and accounting fees, brought in connection with or as a result of: (a) your breach of any provision of these Terms of Use or any documents referenced herein; (b) your violation of any law or the rights of a third party (including, without limitation, intellectual property rights); or (c) your use of the Website or the Content (including, without limitation, your use of the Website in connection with any financial or legal activities).

Governing Law and Jurisdiction

Unless the applicable laws of your jurisdiction require that the laws of your jurisdiction govern, these Terms of Use will be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein and such laws apply to your access to or use of the Website or the Content, notwithstanding your domicile, residency or physical location. You will only use the Website and the Content in jurisdictions where the Website and the Content may lawfully be used and, except as restricted by applicable law, you hereby consent to the exclusive jurisdiction and venue of courts in Toronto, Ontario, Canada in all disputes arising out of or relating to the use of the Website or the Content.

Entire Agreement, Waiver and Severability; Other Provisions

If any provision of the present Terms of Use shall be unlawful, void, or for any reason unenforceable, then such provision will be severable from these Terms of Use and will not affect the validity and enforceability of any remaining provisions.

These Terms of Use, the Privacy Policy, and any and all other legal notices or statements posted on the Website from time to time constitute the entire agreement between you and Blumont Annuity with respect to the use of the Website, including the Content.

Our failure to insist upon or enforce strict performance of any provision of these Terms of Use will not be construed as a waiver of any provision or right.

Contact

If you have any questions or comments regarding these Terms of Use please contact us at info.canada@blumontannuity.com or 416.607.0123.